Analysis on Development, Risk and Security Strategy of China’s Mobile Banking Service

Lei Sun, Yingjun Sun


As the virtual work environment of the entity bank, the potential risks of the mobile banking service are far higher than those of the traditional banks. Starting from the development history and business characteristics of mobile banking service, this paper is analyzed on the current situation of our country, and further to mobile banking risks, then based on these, puts forward the corresponding security strategies. It is significant for the authorities to develop the mobile banking service, effectively guard against and control the risks.


Mobile banking service; Analysis of risk; Security strategy

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